Lilac Moon Finance
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Core Services

Flexible. Transparent.
Tailored to your business.

Six structured funding solutions, each designed for a specific business challenge. R1m to R20m. 6 to 12 months. Delivered in 2 to 4 weeks.

R1m

Minimum Facility

R20m

Maximum Facility

6–12

Months Duration

2–4

Weeks to Funding

What We Offer

Six solutions. One expert team.

Each facility is structured around your specific circumstances — not a generic product template. We assess real business viability and build a funding solution that works commercially, legally, and practically.

Working Capital Finance

Immediate liquidity for short-term operating requirements. Structured around your cash conversion cycle to keep operations running without interruption — even during peak demand or contract-driven cash flow gaps.

Debtor-backed facilities aligned with cash conversion cycles

Suitable for seasonal businesses, logistics operators, and contract-driven enterprises

Structured to bridge the gap between invoice and payment

Rapid deployment — typically within 2–4 weeks of mandate

R1m – R20m 6–12 months

Bridge Finance

Event-driven funding to unlock time-sensitive opportunities. When bank timelines are incompatible with the deal, we provide the bridge — structured with a clear refinance path to longer-term, lower-cost capital.

Property acquisitions at significant discounts requiring immediate cash

Business acquisitions and management buyouts

Contract fulfilment requiring upfront capital deployment

Clear refinance path through commercial bank within agreed timeframe

R1m – R20m 3–12 months

Trade Finance

Transaction-specific facilities supporting imports, exports, and supply chains. Enabling businesses to fulfil contracts and capture growth opportunities without depleting working capital or missing delivery windows.

Import and export transaction financing

Supply chain funding for manufacturers and distributors

Structured around specific trade transactions and delivery cycles

Access to both domestic and cross-border funding structures

R1m – R20m Per transaction

Asset-Based Finance

Funding secured against income-generating assets. Unlocking the value embedded in your balance sheet to provide working capital and growth capital — without requiring additional personal security.

Lease, instalment sale, and rental structures on income-producing assets

Plant, equipment, and machinery financing

Commercial and industrial property-backed facilities

Structured to match asset income streams with repayment obligations

R1m – R20m 6–60 months

Property Development Finance

Bridging and mezzanine funding to move projects toward bankability. Structured to align with development timelines and exit strategies — providing the capital needed to progress a project to the point where conventional bank finance becomes accessible.

Acquisition bridging for time-sensitive property opportunities

Mezzanine funding to complement senior debt facilities

Pre-development and construction phase funding

Structured with clear refinance path to commercial bank capital

R1m – R20m 6–18 months

Debt Restructuring & Advisory

Strategic restructuring to stabilise, refinance, or reposition businesses under pressure. Experienced guidance through complex capital stack challenges — drawing on decades of banking and structured-finance expertise.

Debt consolidation and refinancing strategies

Capital structure optimisation for businesses under pressure

Negotiation with existing lenders on behalf of clients

Repositioning businesses for access to lower-cost bank capital

Advisory Bespoke

Not sure which service fits?

Tell us about your situation and we'll advise

Every funding challenge is different. We'll assess your specific circumstances and recommend the most appropriate structure.

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