About Lilac Moon Finance
Founded in 2007, LMF has evolved from a specialised finance originator into a trusted partner in alternative credit and structured funding solutions.
Our Mission
Our mission is to unlock capital for South African businesses when traditional lenders cannot move fast enough, or cannot move at all.
Under the leadership of CEO Kevin Clench and an experienced team of former bankers and dealmakers, LMF combines credit expertise, market access, and disciplined execution to deliver funding solutions that work in practice — not just on paper.
We give viable businesses a fair opportunity to grow by transforming complex, time-sensitive, and often overlooked opportunities into fundable realities.
R2bn+
Capital raised directly and indirectly since founding
100+
Combined years of structured-finance experience in the team
8/10
Mandates are successfully funded — a market-leading conversion rate
2007
Year founded — nearly two decades of South African market experience
What We Do
We operate in the space between banks and private credit, structuring solutions that move businesses up the value curve toward sustainable bank capital.
Speed matters and traditional bank processes are too slow
Transactions are complex or event-driven
Cash flow is strong but timing or structure creates friction
A bridge is required to reach longer-term, lower-cost funding
Engaging with LMF provides clients with an outsourced, expert capital-raising function — one that brings banking discipline, private-credit flexibility, and speed of execution into a single process.
We work closely with business owners, entrepreneurs, and property developers to refine funding narratives, assess cash flow dynamics, and structure appropriate security — significantly improving the probability of a successful outcome.
The LMF Advantage
We are experienced bankers and structured-finance professionals who understand how lenders assess risk — and how to structure around it.
"Most funding problems are narrative problems. If the cash flow cannot be clearly explained, if the security cannot be clearly articulated, or if the repayment path is uncertain — then funding will not follow."
We assess real business viability rather than rigid policy constraints. Our mandate is to find a way to make viable transactions work — not to find reasons to decline.
We maintain strong relationships with private credit funds, family offices, and specialist lenders outside the traditional banking system — giving clients access to capital pools that most businesses cannot reach independently.
We move decisively, structuring transactions that align opportunity, security, and repayment from day one. Our process prioritises clarity, efficiency, and decisive execution — because time is money.
Ready to move forward?
Tell us about your business and your requirement. We respond within 24 hours.
Apply for Funding